Pre/Post Retirees If you are about to retire or have recently retired, you may want to read this. The five years before you retire until the five years after you retire have been called the “Fragile Decade.” It’s a time in your life when dramatic losses can increase the likelihood that you will have to lower or suspend income from your portfolio. It’s called the Sequence of Returns Risk. But there’s more. The static, passive set-it-and-forget-it portfolio doesn’t stand up to the rigors of academic research. In fact, popular target date funds are doing the exact opposite of what leaders in financial planning research suggest.We believe that retirees need a planner with the heart of a teacher. Covering these topics and others will give those living within the “Fragile Decade” a firm grasp on the task ahead and clarity to plan appropriately. If you are in the "Fragile Decade" and would like to see how we can help, please feel free to click here to contact us.